Red Dead Redemption 2 - Money Lending and Other Sins

How to complete Money Lending and Other Sins in Red Dead Redemption 2.

Money Lending and Other Sins is a reoccurring mission throughout Red Dead Redemption 2.

For more help, our Red Dead Redemption 2 walkthrough explains how to complete the game's many story missions.

Money Lending and Other Sins - I

You can start this mission after completing Americans at Rest, and is started by speaking to Leopold Strauss at the camp.

This puts three indebters on your map for your to chase down.

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However, their locations aren't exact, and are located as follows. Once you're done with the first, then you have to return to camp to deposit the debt, but also learn about camp upgrades and also get to unlock fast travel in Red Dead Redemption 2.

Mr. Wrobel is west of Horseshoe Outlook, in the central house in the middle of the settlement:

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After beating him, you'll want to loot the house. For us, they were all in this large living room - the corner cabinets had Brandy and Cigarettes, while the drawer had an antique watch. The game will tell you once you have cleared the debt.

If you managed to loot the house before you encounter Mr. Wrobel, then don't worry - you just have to search the house again, and there should be enough loot to complete it. (Thanks simenandreelmarseier for the tip!)

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Lilly Millet is south of Emerald Ranch:

You'll find Lilly at the northern-most house, outside with another man. You can ask someone nearby if you need directions. You need to beat up the man and loot the body to get the debt back, as well as taking out any witnesses nearby afterward that see you do it (unless you want a bounty).

Chick Matthews is near Heartland Overflow, and is out the back of his ranch:

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Get on your horse once he's spooked, and give chase. We accidentally killed him along the way - ran his horse into a train - but however you stop him, you must loot his body to get Chick's Treasure Map.

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The Chick's Treasure Map location is thankfully marked your map. To find the treasure, look inside the large tree - you have to face it looking south - to get the debt.

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Once those are done, you can do the 'final' part of the mission chain - Thomas Downs.


The PC version has seen several new additions, including a photo mode, Landmarks of Riches Treasure Map, The Elemental Trail Treasure Map and the End of the Earth mission. If you're looking for more help in general, our Red Dead Redemption 2 mission list walkthrough can help provide pointers with the story. If you're looking for things to find, there are Killer Clue Piece locations, High Stakes Treasure Map locations, Jack Hall Gang Treasure Map locations, Red Dead Redemption 2 Le Tresor Des Morts and the Poisonous Trail Treasure Map locations too. Our in-depth systems explainers includes hunting perfect pelts, hides and skins as well as all Legendary Animal locations and Legendary Fish locations, or all Gunslinger locations, too. Finally, here's a list of Red Dead Redemption 2 cheat codes .


Money Lending and Other Sins - III

Money Lending and Other Sins - III objectives:

  • Complete within 2 minutes 10 seconds

Thomas Downs is found south-west of Valentine:

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You'll find Thomas in the vegetable patch outside of the house. Threaten him and slowly approach until he backs into the fencing for a cutscene, that'll take you back to camp. Talk to Strauss to complete the questline.

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Matthew Reynolds

Matthew Reynolds

Guides Editor

Matthew edits guides and other helpful things at Eurogamer.net. When not doing that, he's out and about playing Pokémon Go or continuing to amass his amiibo collection.

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