The cycling thread Page 214

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  • caligari 23 Apr 2013 23:55:10 17,018 posts
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    Okay - final bit of thread spamming - for at least 10 minutes.

    I think I've asked this a few years ago, but how do you guys insure your bikes?

    I'm currently with the AA for my Home Insurance which also covers things that I take outside my place - laptops, phones etc - apparently this also includes my bikes - although it's only up to the value of 1500.

    This comes to about 18 a month, which seems a little too good to be true - especially when I compare it to the outrageous prices asked from some of the 'cycle only' insurers.
  • elstoof 24 Apr 2013 07:19:34 6,944 posts
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    I don't bother with specific cycle insurance, they all seem quite expensive compared to what they actually offer. I've got 3rd party cover in case I damage anything or anyone, and I self insure my bike along other things - just put roughly the equivalent of what I'd pay any insurer into my own saving account and take the hit if I need to "claim".

    Insurance firms that i've looked at only pay out some piss poor percentage of its worth as they decide the market value of you bike depending on the age of the frame (so putting a 2k 2013 Di2 groupset on your favourite 2008 LOOK frame won't be taken into account), your home insurance will usually pay out more that specific cover and you can make up the shortfall with your own nest egg.

    Edited by elstoof at 08:05:50 24-04-2013
  • Megapocalypse 24 Apr 2013 08:55:08 5,372 posts
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    I've got 3rd party through the CTC but that's it I think.
  • MikeP 24 Apr 2013 10:12:10 1,799 posts
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    Mine are all insured as part of my home insurance via eSure. They seem pretty good.

    PSN ID: Mikenetic

  • Razz 24 Apr 2013 10:23:12 60,997 posts
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    Buy a shit looking bike and deck it out with (relatively) expensive parts? My bike is a second hand 1989 Specialised Hardrock Sport which cost 35 quid! it's looks like junk, but it's very very deceptive. I've spent 600+ on parts and services since I bought it, the only thing that is original is the frame which is very lightweight but crappy looking. IT's a really fast bike and I'm able to keep up with and often pass the lycra clad supercyclist bastards on their 1000+ bikes. muwhahahaha

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  • elstoof 24 Apr 2013 10:41:46 6,944 posts
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    Hate to burst your bubble Razz, but quite often those Lycra clad chaps are doing specific heart rate zone training and go at that speed for a reason ;-)
  • UncleLou Moderator 24 Apr 2013 10:43:38 35,491 posts
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    Just bought a new bike, a Stevens Cyclcocross. My "old" (was rather new as well) bike had been stolen a year ago.

    I am so not fit, it's unbelievable. :-/
  • MikeP 24 Apr 2013 11:05:00 1,799 posts
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    UncleLou wrote:
    Just bought a new bike, a Stevens Cyclcocross. My "old" (was rather new as well) bike had been stolen a year ago.

    I am so not fit, it's unbelievable. :-/
    The Road to Fitness is in front of you. Conquer it one pedal stroke at a time.

    /end of ridiculous motivational message

    PSN ID: Mikenetic

  • Razz 24 Apr 2013 11:05:43 60,997 posts
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    elstoof wrote:
    Hate to burst your bubble Razz, but quite often those Lycra clad chaps are doing specific heart rate zone training and go at that speed for a reason ;-)
    Not likely, my speedometer tells me I average 22mph on my bike. I can burst speed up to 35mph for about 4-5 minutes. I'm no slouch mate. I often wonder how fast I'd be on a "lyra clad supercyclist bastard" bike.

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  • Trafford 24 Apr 2013 11:19:52 5,720 posts
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    It's not the bike...
  • Razz 24 Apr 2013 11:24:50 60,997 posts
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    My thoughts exactly, it's not 100% the bike. But the bike isn't shit, it just looks shit.

    Edited by Razz at 11:33:07 24-04-2013

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  • elstoof 24 Apr 2013 11:35:35 6,944 posts
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    I'm teasing you Razz, relax. Although 5 minutes at 56km/h on the flat is quite some clip when facing the wind on your own with no protection from the peloton, especially on an upright MTB. Either you've got a motor on there or your speedo is a bit off.
  • Razz 24 Apr 2013 11:47:40 60,997 posts
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    Yeah, I'm 2.1m tall with legs the size of tree trunks! :D I go to the Herne Hill Velodrome. Mostly just to dick about but 2 weeks ago I entered into a couple races, I was definitely fast enough, but I lack endurance so I didn't win any :(

    Edited by Razz at 11:50:03 24-04-2013

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  • pistol 24 Apr 2013 11:50:41 13,019 posts
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    caligari wrote:
    Okay - final bit of thread spamming - for at least 10 minutes.

    I think I've asked this a few years ago, but how do you guys insure your bikes?

    I'm currently with the AA for my Home Insurance which also covers things that I take outside my place - laptops, phones etc - apparently this also includes my bikes - although it's only up to the value of 1500.

    This comes to about 18 a month, which seems a little too good to be true - especially when I compare it to the outrageous prices asked from some of the 'cycle only' insurers.
    Both bikes under house insurance. Only take out seperate insurance when I take my bike to France for Marmotte.
  • pistol 24 Apr 2013 11:52:24 13,019 posts
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    elstoof wrote:
    Hate to burst your bubble Razz, but quite often those Lycra clad chaps are doing specific heart rate zone training and go at that speed for a reason ;-)
    Dead right, as per my 2 hr session today. Had to keep HR low and didn't ride as fast as I usually would on a normal ride.
  • pistol 24 Apr 2013 11:53:24 13,019 posts
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    Razz wrote:
    elstoof wrote:
    Hate to burst your bubble Razz, but quite often those Lycra clad chaps are doing specific heart rate zone training and go at that speed for a reason ;-)
    Not likely, my speedometer tells me I average 22mph on my bike. I can burst speed up to 35mph for about 4-5 minutes. I'm no slouch mate. I often wonder how fast I'd be on a "lyra clad supercyclist bastard" bike.
    22mph on what terrain and for how long?

    If you rode for 2 hrs and when you returned your computer said you'd been riding at 22mph you could race and do pretty well. Average speed for 15 minutes means absolutely nothing, and even then you've got to consider the terrain you're on.

    Edited by pistol at 11:55:09 24-04-2013
  • Razz 24 Apr 2013 12:03:34 60,997 posts
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    pistol wrote:
    Razz wrote:
    elstoof wrote:
    Hate to burst your bubble Razz, but quite often those Lycra clad chaps are doing specific heart rate zone training and go at that speed for a reason ;-)
    Not likely, my speedometer tells me I average 22mph on my bike. I can burst speed up to 35mph for about 4-5 minutes. I'm no slouch mate. I often wonder how fast I'd be on a "lyra clad supercyclist bastard" bike.
    22mph on what terrain and for how long?

    If you rode for 2 hrs and when you returned your computer said you'd been riding at 22mph you could race and do pretty well. Average speed for 15 minutes means absolutely nothing, and even then you've got to consider the terrain you're on.
    A solo trip from West London to Rottingdean (just east of Brighton). I took a scenic route off the beaten path that totalled little over 80 miles, I did it in just under four hours. I have an ancient speedometer, which just shows me my current speed. Actually, I think it has other options but I've never really played with it much. A guy in my local bike shop calibrates it for me so I don't believe it is broken.

    Edited by Razz at 12:07:10 24-04-2013

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  • pistol 24 Apr 2013 12:37:38 13,019 posts
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    Razz wrote:
    pistol wrote:
    Razz wrote:
    elstoof wrote:
    Hate to burst your bubble Razz, but quite often those Lycra clad chaps are doing specific heart rate zone training and go at that speed for a reason ;-)
    Not likely, my speedometer tells me I average 22mph on my bike. I can burst speed up to 35mph for about 4-5 minutes. I'm no slouch mate. I often wonder how fast I'd be on a "lyra clad supercyclist bastard" bike.
    22mph on what terrain and for how long?

    If you rode for 2 hrs and when you returned your computer said you'd been riding at 22mph you could race and do pretty well. Average speed for 15 minutes means absolutely nothing, and even then you've got to consider the terrain you're on.
    A solo trip from West London to Rottingdean (just east of Brighton). I took a scenic route off the beaten path that totalled little over 80 miles, I did it in just under four hours. I have an ancient speedometer, which just shows me my current speed. Actually, I think it has other options but I've never really played with it much. A guy in my local bike shop calibrates it for me so I don't believe it is broken.
    That's nowhere near 22mph average. Are you getting confused between actual speed and average?
  • Dougs 24 Apr 2013 12:46:20 67,024 posts
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    elstoof will be pleased to know I have finally set my comp up properly!

    Makes a difference, even in my slow and relatively unfit state - really need to up my workrate on the flats, HR is usually at the bottom end of the zone I'm training in, at about 80% of estimated HRMax. Which actually seems quite high to me, but need to refresh my memory a tad.
  • elstoof 24 Apr 2013 12:49:29 6,944 posts
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    Nice one Dougs :D
  • Psychotext 24 Apr 2013 12:50:28 53,915 posts
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    pistol wrote:
    That's nowhere near 22mph average. Are you getting confused between actual speed and average?
    I might be... surely if he did 80 miles in say, 3hrs 45mins he would have basically done 21mph on average?

    Edited by Psychotext at 12:50:57 24-04-2013
  • elstoof 24 Apr 2013 12:54:16 6,944 posts
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    Depends on how accurate the 80 miles distance is, hard to tell with just a speedo. You'd ideally have a GPS or some meticulous OS map planning otherwise.
  • Psychotext 24 Apr 2013 12:58:29 53,915 posts
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    Sure, but I'm guessing he knew his route unless he set off in a random direction to see where it took him.

    Related, I don't think I could average over 20mph. Certainly not on my mountain bike anyway. I can hit 30mph on short flat stretches but it feels like my heart is going to explode when I do that. :D
  • Megapocalypse 24 Apr 2013 13:00:19 5,372 posts
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    I was pleased with my measly 24.6km/h average yesterday over 33km despite traffic and lights for the first half. Gold medal time for my sportive on Saturday requires 24.9km/h so got to push just a little bit more...
  • Razz 24 Apr 2013 13:18:48 60,997 posts
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    elstoof wrote:
    Depends on how accurate the 80 miles distance is, hard to tell with just a speedo. You'd ideally have a GPS or some meticulous OS map planning otherwise.
    As a guide I use this map:
    http://www.freewebs.com/cycleroutes/
    Which I beefed up a bit as I've been cycling that route for a couple of years.
    But also, I planned my route before hand using google maps, no way I'm heading into farmer country rife with mobile data blackspots without a paper map!

    I also took two 10 minute breaks, so time spent on bike was about 3.5 hours. 80m/3.5 hours = avg 22 mph? no? I'm not a technical cyclist mate, I just do it for fun.

    Edited by Razz at 13:19:59 24-04-2013

    Edited by Razz at 13:31:41 24-04-2013

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  • Salaman 24 Apr 2013 13:29:09 18,953 posts
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    Why the massive detour in central London? Sightseeing?
  • Razz 24 Apr 2013 13:31:04 60,997 posts
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    Padding! :D I was going for the 80 miles! As a Londoner, it's a lot less dangerous getting lost in there then in the middle of nowhere without mobile reception.

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  • pistol 24 Apr 2013 14:41:57 13,019 posts
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    @Psychotext

    That's why I asked about the terrain.

    22mph on the flat isn't that quick, but do it over 100 hilly miles and if you've finished with 22mph average, that's very quick and not many out of 4000 on the wales dragon I'm doing in June will finish on 22mph average. I would struggle to hit 20 average over a 100 mile hilly sportive and I tend to get gold times in all UK Sportives. I was around 19.5 average on last years 130 mile dragon and that was considered very quick.

    If you throw in things like traffic lights, stops, etc it's hard to calculate the average. My Garmin provides average speed for whole ride and average moving speed.

    I would love to see GPS data of his ride but he doesn't have it.

    On the Marmotte in french alps I averaged 14mph last year, but that has around 17000ft of climbing.

    Edited by pistol at 14:44:20 24-04-2013
  • Razz 24 Apr 2013 14:56:10 60,997 posts
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    You are correct, navigating london like that took a long time. Once out on the open country roads the journey is mostly flat and down hill save for a 4-5 inclines and the dreaded Devils Dyke!

    Good job with the Alps! I wish I had the stamina for that!

    Edited by Razz at 14:56:57 24-04-2013

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  • Trafford 24 Apr 2013 14:59:23 5,720 posts
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    Not bad for a MAMIL ;)
    But we are talking Razz here.
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