First Time Buyers Page 4

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  • Carlo 5 Oct 2012 14:39:57 18,182 posts
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    Dougs wrote:
    Inflation is decreasing.
    Over 14 years?

    PSN ID: Djini

  • mcmonkeyplc 5 Oct 2012 14:52:01 39,521 posts
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    You can predict 14 years into the future?!

    Wow. :p

    What I think he means is house price inflation.

    Edited by mcmonkeyplc at 14:52:39 05-10-2012

    Come and get it cumslingers!

  • elstoof 5 Oct 2012 14:52:03 8,102 posts
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    Carlo wrote:
    elstoof wrote:
    Easy to say with your 14 year old micro mortgage, when houses could be bought with a bag of shiny pebbles ;-)
    What do you think your mortgage will be viewed like in 14 years time the way inflation is going at the moment?
    Easy tiger, I was only joshing. I put a winking emoticon on there and everything. ;-)
  • elstoof 5 Oct 2012 14:54:09 8,102 posts
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    Carlo wrote:
    Dougs wrote:
    Inflation is decreasing.
    Over 14 years?
    Hopefully deflation will start increasing and we will level out!
  • Dougs 5 Oct 2012 14:54:11 69,125 posts
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    Carbon_Altered wrote:

    Balls is dicking around on the demand side, when actually supply side measures would probably work better.
    Didn't he try and address demand side too? TO some degree anyway.
  • TheSaint 5 Oct 2012 14:54:47 14,727 posts
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    Why would you want someone else's bed?
  • mcmonkeyplc 5 Oct 2012 15:00:30 39,521 posts
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    Cause it means one less thing to buy when I move in? I've been living in a rented flat for 2 years.

    I've been sleeping in someone else's bed for 2 years.

    Come and get it cumslingers!

  • mrpon 5 Oct 2012 15:07:55 29,434 posts
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    Not the mattress though?

    Give yourself 5 or gig, you're worth it.

  • elstoof 5 Oct 2012 15:10:52 8,102 posts
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    Do you top and tail?
  • mcmonkeyplc 5 Oct 2012 15:11:03 39,521 posts
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    Christ I dread to think what the contract will be like, yes the mattress, the frame and headboard. Well actually not the headboard.

    Come and get it cumslingers!

  • mrpon 5 Oct 2012 15:11:40 29,434 posts
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    Ewwwwwwwwwwww!

    Give yourself 5 or gig, you're worth it.

  • mcmonkeyplc 5 Oct 2012 15:16:00 39,521 posts
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    It's ok, she's Asian too. We share the shame germs :)

    Come and get it cumslingers!

  • TheSaint 5 Oct 2012 15:24:41 14,727 posts
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    I wouldn't worry about her race more her promiscuity. Might be time to buy a black light.
  • mcmonkeyplc 5 Oct 2012 15:26:28 39,521 posts
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    She's a single Indian woman. I don't even think she's British Indian. She doesn't have sex. :)

    If she's British Indian then I may burn the mattress :)

    Come and get it cumslingers!

  • mrpon 5 Oct 2012 15:27:39 29,434 posts
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    I am genuinely itching right now.

    Give yourself 5 or gig, you're worth it.

  • mcmonkeyplc 5 Oct 2012 15:31:29 39,521 posts
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    Yeah I haven't thought this mattress thing through. I don't think I want it now.

    The bed will do though :)

    Come and get it cumslingers!

  • mcmonkeyplc 6 Oct 2012 12:45:52 39,521 posts
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    I think my offer is going to be accepted ....GULP!

    Edited by mcmonkeyplc at 12:46:07 06-10-2012

    Come and get it cumslingers!

  • PazJohnMitch 6 Oct 2012 13:24:14 8,624 posts
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    mcmonkeyplc wrote:
    It's ok, she's Asian too. We share the shame germs :)
    Racist
  • mcmonkeyplc 10 Oct 2012 12:23:52 39,521 posts
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    Offer accepted O_o

    Minus the bed.

    It's personal to her O_o

    O_0

    Come and get it cumslingers!

  • henro_ben 10 Oct 2012 12:28:35 2,233 posts
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    Congratulations!

    Now you have the fun of arranging a mortgage. Still waiting to hear about mine, got a horrible feeling they might put a retention on it :-(
  • mcmonkeyplc 10 Oct 2012 12:57:52 39,521 posts
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    What's a retention?

    Come and get it cumslingers!

  • elstoof 10 Oct 2012 12:58:57 8,102 posts
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    Too bloody right minus the bed. Good news though, who's your mortgage provider?
  • henro_ben 10 Oct 2012 13:00:31 2,233 posts
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    It's where they hold back part of the mortgage until work/repairs they've specified have been completed.

    Am hoping they won't but the house doesn't have a firewall on one side of the roof space, so they might well put a retention on for that :-(
  • mcmonkeyplc 10 Oct 2012 13:16:18 39,521 posts
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    Oh that sucks. Can't you get the current owner to lower the price by the retention amount?

    Come and get it cumslingers!

  • henro_ben 10 Oct 2012 13:23:39 2,233 posts
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    Maybe, not sure. Would probably be easier to just get the sellers to put up a firewall.

    They might not put a retention on it though, just waiting to find out...
  • henro_ben 30 Oct 2012 09:04:14 2,233 posts
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    Finally got my mortgage approved - no retention and no required works, hurrah!

    Now just need to poke the lawyers to try and get this moving as quickly as possible... would rather like to move in before I'm evicted from my current place!
  • mcmonkeyplc 30 Oct 2012 09:22:04 39,521 posts
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    Congratulations! My valuation has also been approved and with the lawyers.

    I don't move in till the end of Feb though :(

    Come and get it cumslingers!

  • Benno 30 Oct 2012 09:26:29 10,229 posts
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    this buying a house business sounds like a right ball ache
  • henro_ben 30 Oct 2012 09:28:05 2,233 posts
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    End of Feb!? That seems a very long time to wait, are you in a chain then?

    Mine's a probate sale so should be pretty quick, fingers crossed anyway.

    Now need to arrange a time to go round for another look & to do some serious measuring. Also want to see if they've moved/cleared any of the stuff in the house, am quite tempted to suggest that they can leave it and I'll clear it as I redecorate. Would rather spill paint on someone else's furniture than my own!
  • AccidentProne 30 Oct 2012 09:32:25 1,173 posts
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    Not sure it's always that painful. Without wishing to tempt fate, I'm currently in the process of buying my first house and it seems to be going pretty smoothly so far.

    Saw a place I liked a couple of weeks ago and made an offer last week. That was accepted, mortgage sorted (in principle) and lawyers on the case. The estate agents reckoned I could be in there in around three weeks, though that sounds a bit ambitious. I'll be chuffed to be in by Christmas.

    Edited by AccidentProne at 09:33:31 30-10-2012
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