How much debt do you have?

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  • bauhaus 5 May 2007 23:18:12 3,511 posts
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    Eh?
  • Micro_Explosion 5 May 2007 23:20:23 9,695 posts
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    0

    New method of doing financial surveys? ;o)
  • JayeM 5 May 2007 23:20:59 3,386 posts
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    0

    My dad owes me 2500 though. :)
  • Introspectre 5 May 2007 23:21:30 3,274 posts
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    0
  • deem 5 May 2007 23:21:45 31,641 posts
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    Post deleted
  • crashVoodoo 5 May 2007 23:23:14 3,851 posts
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    if not including mortgage ... zip

    including mortgage .. 150k


    *sigh*

    a Nexus a day keeps the apple away

  • Hunam 5 May 2007 23:26:32 20,674 posts
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    6500

    Nice.
  • bauhaus 5 May 2007 23:27:32 3,511 posts
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    According the the guardian Record numbers of people declared themselves insolvent in the first three months of the year as they buckled under the weight of their debts
  • PiD 5 May 2007 23:28:01 3,566 posts
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    Ohh about 20k :\
  • Deleted user 5 May 2007 23:29:09
    400 quid.

  • Razz 5 May 2007 23:30:39 60,753 posts
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    3,400 bricks of gold pressed latinum to some Ferengi TROLL!

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  • Snuffb0t 6 May 2007 00:10:51 506 posts
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    roughly 12k in student loans.

    /fakes own death

    /reappears wearing false 'tache
  • famous_roy 6 May 2007 00:12:40 4,098 posts
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    3500ish, student loan, old overdraft, car loan

    I'm papercaves on the Twitter. This is mah Tumblr and I'm ulysseys31 on PSN :D

  • MetalDog 6 May 2007 04:36:23 23,708 posts
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    None, but I'm low wage, unstable contract and have no assets to speak of, so I don't expect that to be permanant state of affairs.

    -- boobs do nothing for me, I want moustaches and chest hair.

  • FairgroundTown 6 May 2007 07:16:04 2,522 posts
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    dabo wrote:
    80k Mortgage, 2500 loans. Not a lot really. I have assets of over 400k so my debts really don't concern me.
    So enlighten me... why have you got a mortgage/ loans if you have assets of 400K? I can kinda understand the loan, if the assets are not liquid, but the mortgage? Isn't that like going round to your bank manager's house and pushing to hundred quid a month through his letter-box?
  • SuperBas 6 May 2007 07:47:13 1,450 posts
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    Naught!
  • deem 6 May 2007 08:23:45 31,641 posts
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    Post deleted
  • mouse Moderator 6 May 2007 08:29:52 10,312 posts
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    About 2800 worth or something. Student loan. Other than that, nothing.
  • wopr-lower-case 6 May 2007 08:31:25 2,198 posts
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    dravenclarke wrote:
    This time 2 years ago i was living with my parents and had around 15k in loans and credit cards.. Today i have my own flat (rented), one current account which is always in the black and 0.00 of Debt.. Quite a turnaround :)

    Bankruptcy ftw ! Cost me 350 quid in court costs but wiped out 15k overnight and now two years later it doesnt even show up on my credit history :D
    People like you make me sick, and are a perfect example of why this country is so fucked up. You should be utterly fucking ashamed not bragging about it.
  • mouse Moderator 6 May 2007 08:32:26 10,312 posts
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    +1 It's such a shame how much people are encouraged to live beyond their means with the attitude that it'll be easy to get out of.
  • wopr-lower-case 6 May 2007 08:38:27 2,198 posts
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    Those Virgin credit card ads are the worst, basically saying 'fuck it, say yes'.
  • Aretak 6 May 2007 08:55:27 10,345 posts
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    About 500.
  • Pac-man-ate-my-wife 6 May 2007 10:33:54 7,003 posts
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    mouse wrote:
    +1 It's such a shame how much people are encouraged to live beyond their means with the attitude that it'll be easy to get out of.

    It's like those bastards who are suing the banks for 'illegal' charges. The end result? It'll mean the end of free banking for those of us who don't go overdrawn, bounce cheques etc etc.

    As for me, I've got 160k on a mortgage, otherwise I'm debt-free! :/
  • silentbob 6 May 2007 10:44:40 28,947 posts
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    Around 20k, NOT including mortgage. Utterly terrifying.

    Essentially the compund product of Marriage + New house. All being chipped away at slowly but surely though - and if all goes well I should be able to knowck lumps off that very soon.

    Those who look to judge might like to consider juts how difficult it is for first time buyers getting onto the property ladder with no initial capital behind them.

    I have to say I agree with the sentiments on today's bankruptcy culture. Whilst I can see that in certain cases it is absolutely vital to exits - it's abused so readily these days by people, every time I hear about someone clearing all of their debts instantly with little personal penalty it does sicken me. Especially when I'm looking at a potential 4-5 years of repayments ahead of me.

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  • Angel_Treats 6 May 2007 10:53:51 11,072 posts
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    I do some insolvency work. We sort out bankruptcies for people who have lost their jobs, become ill and unable to work etc and have been unable to keep up mortgage repayments. Lots of people have had to sell their houses in order to pay off creditors and avoid bankruptcy, others have had their homes repossessed (not by us - we are not the baddies). Sometimes it is absolutely heartbreaking.

    Bankruptcy should be a last resort and not an option to take when you've spent all the credit you could get on games and whatever the hell else you've splashed out on and then can't be arsed paying it off. People like dravenclarke make me sick to the stomach. Grow the fuck up and learn to be responsible, or else do without loans and credit cards and learn to save like people used to.

    As for me = probably about 1,000 on a credit card which I will pay off at some point this month. I have booked lots of flights and stuff this month and I tend to pay for all online purchases on a credit card as it's safer. I don't have a mortgage but hopefully will have one soonish.
  • Salaman 6 May 2007 10:58:32 18,861 posts
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    Zero! \0/
  • Deleted user 6 May 2007 11:00:26
    Just my student loan (around 7,500 I think), though I could get rid of most of that by cashing in my premium bonds if I needed.
  • StixxUK 6 May 2007 11:01:25 7,230 posts
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    Student loan, 15k or so. Quite a bit, and I could probably have avoided a lot of it, but it doesn't cost a great deal, so I mostly just forget about it.
  • Lutz 6 May 2007 11:06:14 48,854 posts
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    Where's Slurpy J?
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