I've given you the reasons why I think banks aren't being too risk averse.|
Would you like to tell me why they are? Please don't just say 'because not enough small businesses cam get loans' - banks aren't in the business of growing other businesses, they're in the business of investing in the interests of their stakeholders.
And yeah, sure, this new bank is being transparent. Why then was I the only one in this thread to highlight this? Will any of you be switching to this new bank, with its higher risk of losing your money?
*obviously you'll say yes because of government insurance and the need to pique me, but do you at least see my point?
LB, you really are a massive geek.