I thought that might be the case but wanted to clarify Will complete it later!
That's fine. Both are equally applicable; I purposely left it vague because of examples that you gave!
I started filling this in and gave up when I got to the question that asks about which genres I believe to involve ethical and started ticking all the boxes.
Basically, I think you need to define what you mean by "ethics" and "ethical". For example, I consider it unethical to ram a human opponent off the track in an online racing sim, but that's a completely different thing to murdering a village full of NPCs in an RPG, which I think might be more what you're getting at.